Why Investors Choose Our Financing
We provide streamlined lending solutions designed for real estate professionals. Whether you are scaling your portfolio or rehabbing a new acquisition, we offer the speed and flexibility you need to close.
- Fast Approval: No W2s, no paystubs, and no income verification—ever.
- Broad Property Eligibility: Residential (1–4 units), Multifamily, Mixed-Use, Office, Retail, Warehouse, Self-Storage, and Automotive.
- Flexible Terms: Choose between 30-year fixed or short-term interest-only (IO) rehab options.
- High LTV: Up to 75% LTV on purchases, refinances, and cash-out refinances.
- High CLTV: Up to 90%
- Partnership Focus: 30-year fixed products.
Quick Qualification Guidelines We base our lending decisions on the asset and the borrower's credit profile rather than traditional income documentation.Credit ScoreMax LTV 650+ Up to 75%, Below 600Up to 50%
- Foreign Nationals & Investors: Welcome, with LTVs up to 75%.
- Alternative Residency: Loans available for undocumented residents with US ID and established credit (up to 65% LTV).
- Seller Financing: We allow up to a 90% CLTV if the seller holds a second mortgage.
- No DSCR Hurdles: No Debt Service Coverage Ratio requirements for most residential investment loans.
Get Your Free Rate Quote - Go to Apply Here. Get Pre-Qualified in Minutes !!!
Important Disclosures: All loans are subject to credit approval, property appraisal, and underwriting guidelines. Rates, terms, and LTV limits are subject to change without notice and may vary based on property type, borrower credit history, and market conditions.Not a Mortgage Guarantee: This is an advertisement for commercial/investment property financing, not a commitment to lend. We do not provide residential primary residence loans.Broker Disclosure: Broker compensation programs are subject to state licensing requirements and internal compliance review.
Registration Information: Commercial Mortgage City Corporation is registered in the State of Florida since 2004.
Address: 22860 Harrow Wood Court, Boca Raton, Florida 33433
Tel: 561.289.9892 Email: jeff@commercialmortgagecity.com